Finance

How To Fatten-Up Your Piggy Bank

Times are tough. And if you are in a sticky situation where your piggy bank is on a hunger strike while moths are flying out of your wallet, then it’s time to cut back and save. So here are some ideas and hot tips to fatten up your piggy bank. 

Image by luxstorm from Pixabay 

Don’t Call The Repairman

Save money by doing things yourself. Fixing appliances and other home appliances is a great way to save some cash. For example, if the washer breaks or the dishwasher stops working, you can do it yourself without too much effort. All it takes are some online tutorials on Youtube that show you how to fix anything and ordering Electrolux spare parts. Not calling the repairman and paying for the service will save a substantial amount of money.

Clean As You Go

Doing your own cleaning is another way that you can save your hard-earned money. This takes some time, but it saves so much money over the long run. Cleaning products are expensive, especially when they contain harsh chemicals or ingredients. Instead, you can clean with vinegar and baking soda, which are cheap, natural ingredients that are non-toxic and still get the job done.

Divert And Save 

Another money-saving hack is to use your cell phone instead of a landline. You can still have the same number, and it will save you about $40 per month. This way, when people try calling that old number, they are automatically routed to your mobile device.

Use What You Have First

Don’t buy anything new until you use up what is already around it. This prevents waste and makes sure that nothing gets thrown away without being used at least once.

Stop Credit Card Stress

Don’t put things on your credit card unless it is something that you are sure that you will be able to pay off every month without interest or late fees. If not, then don’t buy anything until you can save up for the purchase. It’s better to wait a few weeks than end up with debt and stress because of an impulse buy.

If You Don’t Use It, Cancel It

Avoid paying for things that you don’t need or are not necessary. This includes gym memberships, cable packages with tons of channels you never watch, etc. If it is something that isn’t a big deal to go without, then do so. You will save money and only use the services when they are really needed or wanted.

Stick To The List

Don’t buy snacks or junk food when you are grocery shopping. Instead, stick to the list and only get what is on there. This way, you save money because all of your purchases will be healthy choices that help keep your mind and body in tip-top shape to work properly throughout the day. Plus, you won’t have to worry about more junk food and snacking on things that aren’t good for your body.

Image by Sarina Kinnunen from Pixabay 

Create Memories At Home

Don’t worry about going out every night with friends unless you have the money for it. There is nothing wrong with staying in and watching a movie or taking a nice hike on your free day, especially since this will save time by not having to get ready several times throughout the week. It’s also cheaper and a great way to create memories when spending time with friends at home instead of going out every night.

Don’t waste time on things that aren’t important or problems that are too big. Instead, focus on the little things, like cleaning your house or cooking a meal, instead of going out to eat all the time. It will save you money and create fattening layers on your piggy bank.