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Really Simple Ways To Grow Your Bank Balance

Really Simple Ways To Grow Your Bank Balance

So, you want some really simple ways to grow your bank balance. If you don’t want to spend too much time coming up with new ways of making money, we’ve got you covered. Money can be a stressful subject for many, but if you take your time and consistently work towards your goals, you will get to where you want to be. With that in mind, here are some really simple ways to grow your bank balance. 

  1. Pick A Coin Or Note and Save It 

Start by picking a coin or a note and vowing to save it whenever you get one. It only needs to be small, as they really add up over time. Put them in a money box that you can only get into by smashing it, or somewhere else you know you will leave them alone. 

  1. Set Your Savings To Automatic 

Make sure you set your savings to automatic. When you don’t have to think about saving the money, you won’t come up with excuses as to why you can’t that week. You’ll simply treat it as a normal bill and get on with it. Even a small amount can add up. Many people save an extra $1 a week with success. Don’t overstretch yourself. 

  1. Make Sure You’re Accountable

Being accountable is sometimes all you need to save money. An accountability buddy could help you to stay on track and enable you to look at things objectively when you’re not thinking straight. This could also come in the form of regular family meetings to discuss finances. 


  1. Find Other Ways of Making Money

Finding other ways of making money is a great way to save more and put it towards your future. However, you don’t want to swap too much more of your time, as time is truly the most valuable thing we have. Instead, see if you can find passive income streams. You could even ask for a pay rise – if you don’t ask, you don’t get! Then there are things like casino slot games, which come with risk but may suit some people. You just need to know your limits and the risk you’re willing to take. Just don’t spend it if you can’t afford to lose it. 

  1. Live Within Your Means 

Living within your means sounds easy, but most people fail to do it. This means consistently spending less than you earn so you have money left over. A budget will help you to do this. 

  1. Save Up That Emergency Fund 

An emergency fund will stop you from using cards or loans every time you have a genuine emergency. It’ll also give you peace of mind should you have to take a pay cut at work. $1000 is better than most people these days, but up to 6 months of living expenses is a good idea. 

  1. Find The Best Bank Account 

Finally, look for a bank account with higher interest rates so your money is working harder for you without you having to do a thing. 

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